[Dr. Franklin]

I’m thinking the loans were paid by ‘parties unknown’ using cash.
Once paid, Joe and crew are all set to ‘re-fi’ the house again.
It’s a payoff using a cleaning service

Paying that much in cash should have triggered the bank to inquire where whence the money came, and reports to law enforcement. No paper trail of checks is itself damning.

[sten]

unless the bank is a ‘friendly’ bank.

i’d guess the branch used was very close to the ‘biden institute’ on the u-del campus.

it’s crawling with chinese and it’d be perfect since they were prolly also picking up/ dropping off boxes for the next round of payoffs.