Considering a roof over your head is the number one priority for survival, "nearly a half.." isn't a good enough return on investment. Six years ago when I was last in Colorado, every street corner bum (and I saw a lot of them) was panhandling every dime they could to spend at the nearest pot shop within walking distance.
They spent $9.4 million, saved $589k and Jarun Laws is back living in his car.