I have never taken a vacation that I couldn’t afford. We saved until we could go without worrying. That way you can actually relax and have fun.
I’m amazed at the number of people who put things that aren’t necessities on credit cards. They should be there for when things happen suddenly, like car or plumbing problems.
Right. I never charge anything I don’t need to.
I lived with my stone age kitchen for 13 years until I saved enough to do it over and pay cash for the work and everythig