My husband got same - the photo was of a motorcycle crossing the Bay Bridge in San Francisco. My husband has never driven his motorcycle to San Francisco, it was obviously not him.
Took a long time to straighten out - and they even tried to ding him again later with the same photo. I’m guessing they send those out to a lot of people figuring they’ll just pay off the fine to avoid the hassle.
I did not say, but it was the Bay Bridge for me also.