Unless you obtain a degree in stem, your education Cost will be very difficult to pay back.
Yep.
And most kids don’t want to study that hard. And they haven’t learned to do that in k-12.
Now factor most women don’t want to study in a stem field, they’d rather marry a guy in a stem field.
Now factor in most college debt is female-held.
And realize every student debt forgiveness done by government is done to secure the female vote and have men pay for it.