I am also. Born 1964 so late for USA, and really not Boomer for the UK which ended earlier.
So I didn’t get to buy a house in Vancouver in the early 1970’s for $40,000 with a 30 year fixed mortgage (which Canada still had at the time).
But I was lucky to get got out of grad school and into the workforce in the late 1980’s. The difference for people even 3 years younger and starting out in the early 1990’s was huge.
My hopes for retirement are being crushed.
Unless I find a wealthy Ukrainian babe, or move to the Philippines, or Laz procures robots that can print money.
Oh wait. And Powerball. But I don’t really buy a ticket, so...