This fraud almost always involves forged signatures of the homeowners and fake ID used to make a real notarized quitclaim transferring title to a purported younger relative who then uses the equity value of the paid off home to get a 2nd mortgage and then skips town on it.
And it’s not just one person. It’s a ring or group that engages in all kinds of ID fraud.
Why isn’t 2nd authentication used? ....like contacting the existing owners.