Same here, we’re seniors. We complained to State Farm, who we’ve been with for 50 plus years about our rates. They gave us two options; lower our coverages and take the aarp safety course. We took the safety course and they acknowledged it on one of two vehicles and the premium increased!
I have Nationwide and have for years. One reason I am staying with them.. we had a hurricane came through here a few years ago.. rare to get one that causes damages..
we bought this house new and the roof was builders grade. the hurricane did a little damage to the roof. Insurance replaced the roof with a good brand and also put in a new gate ..the one I held and propped to keep the whole fence from coming down.
My cost for an $8000 new roof and gate ...$1000. I’m balancing it all in my brain as a good deal.. so far..