“I blame HGTV.”
If people have enough money to blow on cable TV or a streaming service, then they have themselves to blame.
People are also blowing their money on $100 a month cell phone service, $6 for a latte, lottery tickets, cigarettes, going out to eat and all kinds of other of the latest things. I don’t feel sorry for any of them. And again, they can blame themselves.
Then they vote Rat, because they think the Rats will forgive their debts.
You forgot the biggest waist of money. Something you buy and immediately loses value.
AUTOMOBILES
This is where Dave Ramsey’s advice is correct. buy a two year old car that is already 1/3 or more depreciated in value. Then drive it into the ground. Leasing cars is the worst way to waste money.