Posted on 02/23/2024 12:32:33 PM PST by ChicagoConservative27
Liberty Mutual was going to raise mine to $24,000 this year, after charging me $11,000 last year. Now they get nothing. Bye bye Liberty and your stupid emu adds. At first I was afraid to drop them because I live in an area with lots of trees. Glad I got rid of them. Should have done it years ago.
Paging Ron DeSantis.
This is the insurance industry getting its turn in the barrel. Govt restrictions and onerous codes have run up the cost of construction, workman’s comp (insurance!), repair and renovation (like everything else), and recent weather damage figures have shown the insurance companies they have been pricing too low. Now it’s catch-up time, temporarily. All of it will keep right on going up, when did it not? Govt is a runaway bull now, and never loses its charge.
In 2005 I was told by State Farm that my homeowners/windstorm insurance on my 1000 SF home in Fort Lauderdale was going to go up to $8000 a year. It was one of the reasons we relocated to New Mexico.
So we bought a 3,000 SF house in New Mexico. When we met with the insurance agent they told me insurance was $600. Thinking this was the monthly premium, I commented to my wife that at least it was less than the monthly would have been back in Florida.
“Mr. Crusher,” the agent said, “That is your annual premium.”
The problem here in northern Virginia is the crazy home assessments. Ours went up 20% over the last two years, boosting both insurance and property taxes.
Thank you. Fox didn’t like my adblocker.
That reminds me of when I left CA many decades ago. While in CA I couldn’t afford even a horrible house—and finally gave up and moved out of state.
I kept the same salary in the new location.
I walked into the local real estate office and said I had just moved to the area and wanted to buy a home.
The real estate agent asked my salary.
I told him.
He laughed and said—we have over one hundred listings here.
You can afford any of them.
Lol.
If the government can get people to believe that insurance on your house would be a lot cheaper if only the bad insurance companies weren’t greedy, they can regulate private insurance out of the market and make everyone get insurance through the government.
Just another example of this, UIM does not cover your medical costs or your vehicle. Brilliant.
If you consider moving to Oklahoma reconsider that thought. It is neither a conservative bastion, consumer protectorate or inexpensive. Texas is the place to go if you can find cheap housing to moderate the property tax. Oklahoma still taxes groceries nearly ten percent at the low end and some places more than that. The legislature won't bring the governor a bill to reduce those taxes and remains on of the 14 states remaining who tax groceries.
Health care? What health care? This place is desert for health care in rural areas and the cities are the standard fare of too many patients, chaos and high cost. That all goes with the world's most expensive health care but not the best. Just the most expensive.
I am not high on the prospects for this country anyway but Oklahoma is too poor and poorly run to pay attention.
Glen Mulready became the 13th Oklahoma insurance commissioner after receiving 62% of the vote. He was sworn into office on Jan. 14, 2019. Mulready is a recognized leader and champion in the insurance industry. Starting as a broker in 1984, he rose to serve at the executive level of the two largest health insurance companies in Oklahoma. In 2007, he joined Benefit Plan Strategies, a company helping businesses provide employee benefits and health insurance to their employees. Mulready also served as president of both the Tulsa and Oklahoma State Health Underwriters Associations and has been named State Health Underwriter of the Year.
Endless popups mostly. Plus the militant anti ad-blocker sites.
My wife and I had a condo at OIB for 18 years. When we sold it in 2021, the HOA dues were $745 a month. I used the proceeds to pay off the mortgage on my primary. Ocean Isle Beach is beautiful, we go back there 2 to 4 times a year, but rent. It is a lot cheaper.
Some weird Shiite going on with Homeowners.
Yeah, it needs fleshing out. It can be a charitable co-op, where the insured are members so they can vote on all kinds of things. Hold open meetings, write by-laws so the funds can only be invested in specific assets like T-Bills or whatever the members vote for. Keep it transparent, send out statements of assets and investments along with the insurance bills. That kind of thing.
If you have 500,000 members, the president has 500,000 potential haters so that person would have to keep his nose clean. And like any insurer it would probably be regulated by the state.
I like that—you do not want outside consultants or contractors.
They will bleed you dry.
Why? Because of Corporations who wear the label ESG.
Yes, google (or other search, you Insurance Company name and ESG, See what you get.)
I can show you examples of the sweet looking Chinese lady who is telling everyone how great ESG is.
Along with ESG is the ChiCom Social Scoring system.
I did finally find an auto insurance company who is NOT ESG.
He’ibtelligent, but not retarded.
He is also corrupt, doesn’t follow the Constitution, snubs his nose at the laws, acts like a dictator, getting senile, and he is frail.
*intelligent - wrote on my phone and sorry for misspelling
Biden is the typical mindset of a do gooder liberal. Anyone heard of the Great Society that was supposed to get rid of poverty in the late 1960s?
THAT is exactly the basis for Prop 13 in Calif in 1978.
Is there anything bad that is not due to “climate change”?
I am so tired of having my intelligence insulted
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