[Empire_of_Liberty]

Usually, I like your posts, but who did you have in mind?

I have worked and saved hard to have my retirement be without income. I know that I wouldn’t appreciate an audit, though I don’t live in a cardboard box.

[Tell It Right]

I guess I should clarify. I meant people before retirement age who claim they're not making enough money to pay taxes, but are evidently living in nice homes and driving nice cars. The knowledge that only 45% of income earners pay income taxes bothers me, since I've paid income taxes since I was 18.

But if we're talking about things like Roth IRA withdrawals (non-taxable income) no audit needed. Like you, I've slowly positioned my wife and I to have little taxable income in retirement.