The only garbage obamacare plans in my county have deductibles of $7000 with &14,000 “out of pocket” before they cover a penny of care.
That means your premiums are nothing more than a tax until you have a catastrophic health event.
All by design.
With $900 monthly premiums for that $7000 deductible catastrophic coverage, there is a whole lot of taxation subsidizing the community.
I am quite familiar with a case where roughly $100,000 in Obamacare premiums over 12 years resulted in insurance paying for exactly two flu shots.
Cadillac insurance premiums for Yugo coverage. The government is here to help you.