Yep. 14th may well allow disqualification without conviction. And SCOTUS will probably want to avoid involvement.
It doesn’t matter if Trump committed insurrection or not, the 14th amendment can not be used to ban him. It only applies to electors for President and vice president, not for the President itself. Drafts of the 14th amendment exist which included the President but the final version does not, so that immunity is intentional.
The 14th amendment also applies to officers of the USA but the Supreme Court already ruled elected officials including the President are not ‘officers’ which are unelected people hired for their respective positions.
In other words this is all B.S. ant the insurrection clause can not be used.
Only if you accept that a binding legal determination that Trump “engaged” in insurrection against the US Constitution can be made by an unqualified layperson (the Soros-bought lawyers), without DUE PROCESS and without trial. The predicate offense (insurrection) has NOT been proven to have happened.