Her boyfriend has 2 undergrad degrees and 2 master’s degrees including an MBA.”
Well, you know what they say…
”La de f***ing da”
Your anecdotal evidence of how easy it is to do just fine as a twenty-something today misses the point. Not everyone can afford (or has parents who can afford) to put their kids through multiple college degrees, among other things.
Everyone?
Since when do the posters here think everyone should make a lot of money or get advanced degrees?
Learn to code was a mantra here for a long while.
What happened to pull up your bootstraps or quit buying expensive coffee or get a better job?
Earn it.