What you said, if it isn’t covered in the policy, it’s on you. READ your policy coverage and always, always demand the provider get a preauthorization.
And understand the purpose of insurance.
Insurance exists for a reason.
A very good reason.
My beef isn’t with insurance.
It’s with Deep State.
You are wise. The people who define healthcare, the UN, the WHO, and apparently the news sources who place blame on the insurance companies are not doing medicine, they are doing politics. A doctor, for instance, is not regulated to carry out cure, they can do that anytime. What they are not doing is getting paid to do it if the insurance policy says they won’t. So what stops them? The good old dollar not the standard of care.
wy69