[LongWayHome]

Stay OUT of Medicare Advantage plans.

[Neanderthal]

"Stay OUT of Medicare Advantage plans."

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They push these plans so hard because they benefit the insurers and not the patients. You should never choose one of these plans.

[rexthecat]

Stay OUT of Medicare Advantage plans.

My wife and I have had a Medicare Advantage plan (United Health Care) for 10 years and they have covered everything.

[gitmo]

Stay OUT of Medicare Advantage plans.

Yes. Go with a Medicare Supplement instead.

With Medicare plus a Supplement: You and your doctor choose your care.

With Advantage: your plan chooses you care. Not you and your doctor.

With Medicare plus a Supplement: No referrals needed

With Advantage: Highly restrictive referrals

With Medicare plus a Supplement: Many doctors to choose from

With Advantage: Limites specialists available

With Medicare plus a Supplement: No lab fees

With Advantage: High MRI & Outpatient Fees.

With Advantage: Upfront Copay for ER Visits

With Medicare plus a Supplement: No pre-authorizations.

With Medicare plus a Supplement: No hidden costs.

With Advantage: High out-of-pocket costs. 56,700 a year for most plans for infusion costs - those used for cancer, rheumatology, gastroenterology, neurology, dermatology.

With Medicare plus a Supplement: Many supplements to choose from to help with costs.

With Advantage: You cannot have a supplement.