” I wonder if home owner’s insurance will cover the loss of the house, in that case?”
I imagine in small print on your policy there is a clause that ownership of an EV must be disclosed. If, not it will be soon enough. I can see claims being denied for that scenario.
home owner ins —
2011 I put solar panels on my roof — covered on h/o at that time $1900/yr
2015 total removal and exclusion on these panels, no premium reduction. $2100/yr
2023 premium soars to over $7500 a year.