[fruser1]

It's a fine life...

[Worldtraveler once upon a time]

Since EV has become the abbreviation for "electric vehicle," we've taken to calling ours HV.

Hydrocarbon vehicles. One is gasoline-fueled, and the other is diesel-fueled. Hyrdocarbons. HV.

[HamiltonJay]

They aren’t “penalized”. The cost of repair is just more on your Tesla so you will pay higher rates.

Math is math folks… you made a decision to purchase a car that is more expensive to repair… that equates to higher premiums.

[dfwgator]

Stupid should hurt.

[Noumenon]

Because, unlike ICE based vehicles, EVs are potential unquenchable toxic fire bombs.

[Gaffer]

Because insurance companies have experienced the costs of extra external damage caused by essentially molten batteries burning out of control. Water just don’t work.

[DJ Frisat]

’Our Tesla insurance is DOUBLE what we pay for our gas car!' ***** snip ***** so why DO insurers penalize eco-drivers?

There are several pretty good reasons cited for this, but one glaring omission: because they can get away with it.

Since electric cars have fewer components, when one does fail its more expensive to replace.

Oh, come on. I guess that if I wanted to buy insurance for a rubber ball, the cost would be so high that I couldn’t afford it because there are so few components? Sheesh…

[Jeff Chandler]

How dare you?!

[minnesota_bound]

One little ol battery a bit bigger size then a AA battery can short and WHOOSH!! there goes the car and it’s passengers and or the house.