[Tell It Right]

One other new thing is that Roth 401K contributions with employer matching can now have the employer match also go to Roth 401K. (repeat for Roth 403B's and Roth 457's). If you choose to do that, the employer's match will count as taxable income at the point they do their match (i.e. more taxes paid in your paycheck). But that money grows tax free because it's in the Roth 401K not the tax-deferred 401K.

This is a new option, not mandatory. So to implement this your employer has to choose to make it available, then the worker has to choose it for himself.

[EVO X]

I actually used the catch up provision when I hit 50 or so. I wouldn’t fall under the new rules because I didn’t make enough to meet the cutoff. That said $150K is chicken feed in many big cities...