Point taken. My point is that inflation always has a 2% target - because dropping below 0% into "disinflation" (recession) is a much worse outcome for the American consumer.
Existing loans become very difficult to service, along with massive job loss.
Multitudes of bankruptcies occur - with the underlying assets (wealth) confiscated by the banks.
Gee - it's "almost" like they plan the cycle to play out the way it is...
If people truly understood debt-based money and the labor servitude they have put themselves into then it would be quite the awakening...
Since most of what we consume is imported I don't see that happening.