As bad as Obamacare is (especially given that, at the time, it included a lot of mandates that fortunately aren't enforced), I have to admit that the pre-Obama regulations by many states for in-state-only plans was possibly just as bad. This horribly limited competition and drove up prices while limiting options. (Of course, many states had other regulations limiting health insurance options, but that's for another topic.)
Agreed, and to go off on a tangent…why is medical (don’t use the commie term for “health”) insurance including things like physicals/check-ups? Doctors should be for actual medical issues, not healthy people. Car insurance doesn’t YET pay for regular maintenance, it’s for emergencies. If it does, watch the rates go thru the roof and dealers demand you come in for every change, just like doctors who waste time on healthy physicals while us suffering people can’t get in in a timely fashion.