Because good credit is too much like white.
“From each according to his ability, to each according to his needs” - Karl Marx (Beijing Biden)
We are becoming one big nation of loser, cry babies. I despise Democrats for destroying my great country.
Remember when people without the means or the discipline were granted mortgages a few years ago? What happened? A record number of foreclosures happened, causing banks and the government to lose a lot of money. If you didn't have the discipline to build a decent credit score, why would anyone (rational, that is) expect that, having been given a mortgage, your financial habits are suddenly going to change for the better? If you couldn't get it together to attain a decent credit score before trying to get a mortgage, I have my serious doubts you're suddenly going to turn into a financially savvy homeowner.
I will also point out:
Those who get to buy with poorer credit scores & less ability to pay the mortgage will then CONTAMINATE your neighborhood.
THEY will NOT take care of landscaping-—or keep track of blowing trash-—or do necessary maintenance-—and will pile up dead cars/boats/ etc. LOUD MUSIC all hours WILL disturb your peace & quiet.
THEIR STANDARDS are NOWHERE hear YOUR STANDARDS-—which is WHY they do not have a decent credit score in the first place.
YOU would never MOVE INTO THE GHETTO-—SO BIDEN IS BRINGING THE GHETTO TO YOU-—AND MAKING YOU FINANCIALLY SUPPORT SUCH MOVE
THAT WILL LOWER THE VALUE OF WHAT YOU OWN-—COUNT ON IT-—
Progressive GHETTO.