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A great question nobody is asking about Biden’s student loan giveaway plan: Advocates need to be pestered with this question, for there is no good answer
American Thinker ^ | 03/07/2023 | Thomas Lifson

Posted on 03/06/2023 7:47:58 AM PST by SeekAndFind

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Sen. Elizabeth Warren (D-Mass.) claims: “Up to 4 in 10 people with student loan debt weren’t able to graduate, many because of high costs.… Canceling student loan debt would change their lives.

The problem is that the $400 billion program would also “change the lives” of millions of Americans for the worse. How? It will raise the stealth tax known as inflation. As former Clinton Treasury Secretary Lawrence H. Summers put it when Biden announced the scheme: “Student loan debt relief is spending that raises demand and increases inflation. It consumes resources that could be better used helping those who did not, for whatever reason, have the chance to attend college.” It is also unfair to students who finished their degrees and paid off their loans. As Savannah Aleckson wrote in the American Spectator last September:

To be fair, subsidizing failure is a primary feature of the welfare state. And anything that you subsidize, you tend to get more of.  See: single parent homes.

1 posted on 03/06/2023 7:47:58 AM PST by SeekAndFind
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To: SeekAndFind

I read this morning that FJB has already paid big bucks to the college agitator deadbeats (”Protestors” and “activists”) for having unpaid “student” loans. Those bass turds are going to make great Americans. No wonder they’re out there destroying our history. They want to re-write it with their cellphones.


2 posted on 03/06/2023 7:53:09 AM PST by FlingWingFlyer ("I may be a white boy but I'm not stupid". - FJB at Black "History" event. Tell 'em Jo Jo!)
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To: SeekAndFind

“it’s wrong morally to force other people to pay for services to others that only a minority receive.”

Horseshiite.
Morally Wrong? Modern politics using the monopoly of violence inherent in Goobermint to give away other peoples money to a favored group to gain personal power.

Rundown the list of Goobermint “giveaways”. It’s a giveaway if you don’t benefit, it’s just “fairness” if you do.

Public Education
SALT deductions of Fed Income Tax
Child Tax Credit
Mortgage Interest “deduction”
Oil Depletion allowance
Medicare
Food Stamps
Any and all “Business” expenses deducted from Income Tax
The Entire Federal Income Tax Scheme
Full Time Government Employees
Bankruptcy


3 posted on 03/06/2023 7:58:42 AM PST by Macoozie (Handcuffs and Orange Jumpsuits)
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To: SeekAndFind

4 in 10 students were not able to graduate but still have student loans? People cannot afford to pay back their loans because they don’t get good paying jobs even if they do graduate?

Among other things , lots of people in this country need some good basic personal finance education.

It’s been said many times on this site, that borrowing money to get a worthless college degree is absurd. On the other hand , borrowing money to get a degree that leads to solid job and career paths, may make sense for some people.

But it all starts with people knowing the facts of financial life. People have to understand that borrowing money menas it must be repaid eventually.


4 posted on 03/06/2023 8:00:23 AM PST by Dilbert San Diego
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To: SeekAndFind
Wait.... “ Sen. Elizabeth Warren (D-Mass.) claims: “Up to 4 in 10 people with student loan debt weren’t able to graduate, many because of high costs.… Canceling student loan debt would change their lives.”

A person borrowed the money to go to college which will be paid back in the future and yet the “high costs” are preventing them from completing the process..... 🧐 sounds like to me that even with a loan students cannot financially afford colleges with their high cost structure.... maybe we should pay students to college plus loan them the money...... after all we must save those colleges! Right now they are losing 40% of their customers due to the process is too expensive, so let’s help out the colleges, taxpayers!

5 posted on 03/06/2023 8:01:40 AM PST by Lockbox (politicians, they all seemed like game show hosts to me.... Sting)
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To: Taxman

Ping


6 posted on 03/06/2023 8:02:15 AM PST by Taxman (SAVE AMERICA! VOTE REPUBLICAN IN 2023 AND 2024!)
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To: FlingWingFlyer

RE: I read this morning that FJB has already paid big bucks to the college agitator deadbeats (”Protestors” and “activists”) for having unpaid “student” loans.

STUDENT DEBT FORGIVENESS was one of the reasons many recent college grads went out en masse last November 2022 to vote for Democrats.

As Rush Limbaugh used to say — It’s extremely difficult to overcome Santa Claus.


7 posted on 03/06/2023 8:04:48 AM PST by SeekAndFind
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To: SeekAndFind

I’m a retired prof. As for students who have debt but no degree, my former university gladly encouraged this. Because of sagging enrollment, the university would admit freshmen who were not academically prepared for college. (More than half of freshmen were enrolled in remedial math, for example.) Every year, more than a third of freshmen flunked out or dropped out, many of them having taken on student loan debt. The university’s basic feeling was, “Well, even if the students don’t stay, at least we got some money out them.”


8 posted on 03/06/2023 8:05:18 AM PST by Restless
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To: SeekAndFind

While I do believe their needs to be recourse for people who were CONNED into going to schools who had no actual educational merit to them... The general case of I quite school so therefor I should be forgiven the debt I signed up for is nonsense.


9 posted on 03/06/2023 8:07:39 AM PST by HamiltonJay
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To: SeekAndFind

BS. Universities raises tuitions given the Federalization of student loans. Then universities hired ADMINISTRATORS, not faculty with extra boodle.

The system is broken. Let students who borrowed money repay it.


10 posted on 03/06/2023 8:09:14 AM PST by Kaiser8408a (z)
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To: FlingWingFlyer
The Department of Education has armies of auditors which oversee for profit and public education institutions. They ensure compliance because they participate in the federal student loan programs. I know of many schools K thru 12, and universities, trade schools, and Vo-Technical schools that have been shut down for no-compliance and fraud. (I have a relative that does this). They are like bank examiners with incredible power.

Jimmy Carter created the Department of Education as a reward to the teachers unions in 1976. They have nothing to do with actual education. They are merely a giant bank. Reagan promised to disband the agency but never followed thru. As a result a college degree from a private tier 1 college went from $20K to $250K in a decade. Public K~12 spending went from $3,700 per student to $27,000 per student. All the time the quality of education was lowered every year. An inverse curve. The more that is spent and borrowed the worse the education.

Kill the beast.

11 posted on 03/06/2023 8:09:50 AM PST by blackdog ((Z28.310) Forget "Global Warming", new grants are for "Galaxy Dimming")
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To: SeekAndFind

I cannot believe the SCOTUS will let this stand.


12 posted on 03/06/2023 8:09:58 AM PST by 1Old Pro
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To: SeekAndFind
I can solve this whole education mess for cheap:

After High School, you send in a form to the gov't and they mail you a degree. Everybody gets one, no qualifying, no SAT scores, no quotas, no tuition. We all play, so we all must have prizes!

Of course, we don't want you building bridges or buildings or anything like that. Here's your degree - it's worthless but what do you expect to get for free?

13 posted on 03/06/2023 8:12:08 AM PST by ZOOKER (Until further notice the /s is implied...)
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To: Kaiser8408a

Universities are merely slush funds for political patronage jobs, using federal student loan programs as a funding stream. Politicians now jump in and out and into universities like bullpen pitchers. It began to become out of control during the Clinton administration. After the universities were taken over the government moved on to media and news outlets, which they now use for the same purposes.


14 posted on 03/06/2023 8:15:09 AM PST by blackdog ((Z28.310) Forget "Global Warming", new grants are for "Galaxy Dimming")
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To: Kaiser8408a
Education costs inflate their product similar to home prices being inflated due to government funding policies and programs.

A loan for everything and everything for a loan. You just make the plantation holders rich and get nowhere.

15 posted on 03/06/2023 8:20:01 AM PST by blackdog ((Z28.310) Forget "Global Warming", new grants are for "Galaxy Dimming")
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To: blackdog

The government doesn’t pay its debt.
Students should pay their debt?
Home owners should pay their debt?
Auto loans should be repaid.
Where does it stop?


16 posted on 03/06/2023 8:24:57 AM PST by ActresponsiblyinVA
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To: SeekAndFind
Apparently the folks at American Thinker haven't figured out the game yet.

Federal college loans aren't designed to provide benefits to students. They're designed to subsidize the schools -- regardless of whether or not the students succeed.

17 posted on 03/06/2023 8:28:44 AM PST by Alberta's Child
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To: SeekAndFind
Democrats know for a fact that young people are not conservative, and can be easily manipulated. The takeover of the student loan program (part of ObamaCare, if I remember correctly) was a stoke of devious genius. It created a sort of money laundering channel that took profits away from private banks; gave colleges and universities a growing stream of revenue that was hardly questioned by the supposed customers, and saddled a generation of young people with debt that required them to perpetually look to the government for relief.

This is similar to the business model of drug maker-dealer-addict.

18 posted on 03/06/2023 8:33:04 AM PST by Repealthe17thAmendment
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To: SeekAndFind

One observation is that student loans are old money in the budget - already spent. New student loans are financed with new money in the minds of liberals.

And a reminder of how this whole business started:

NDSL - National Defense student loans

then

NDSL - National Direct student loans

then

under republicans moved to local banks for a little control and take power from fed

Then

under fed control again, back when libs back under power.


19 posted on 03/06/2023 8:34:24 AM PST by PeterPrinciple (Thinking Caps are no longer being issued but there must be a warehouse full of them somewhere.)
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To: Alberta's Child
"Federal college loans aren't designed to provide benefits to students. They're designed to subsidize the schools -- regardless of whether or not the students succeed."

The public announcement and disclosure of that fact proves to be a bit of information which would compromise our democracy and institutions. Therefore it will not be discussed on approved media and network outlets. Content influencers will scrub and redirect social media inquiries of the same.

20 posted on 03/06/2023 8:34:59 AM PST by blackdog ((Z28.310) Forget "Global Warming", new grants are for "Galaxy Dimming")
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