The way to deal with that is to make each individual account self-directed. Suddenly people will become financially literate and will vote for the best interests of the USA.
W tried to do that and no one has brought it up sense, but yes I agree
Just like so many have with their 200.5k account.
Lambs to slaughter.
Not saying it is all a bad idea but lets stack the deck for the folks instead of Wall Street this time with some simplified investment guidance instead of the divide and conquer free for all.