The rule is to assume to can take out 4% per year from your best egg.
4% of $1M is $40k/year, which is not that much in retirement to maintain a middle class standard of living.
It will be $3500($40k) + $2500 Social Security+ $2500 pension + $1300 wife SS + $600 other pensions. Basically about $10k a month in retirement. More than I make now.
The reason I would retire is they treat me like I am never going to do it. I am off work from now until January and they are still assigning me work that has to be done before January.