Anyway, it sounds like the key problem is if you don’t own the land your housing sits on, that’s where the problem comes in.
***The trick is to buy it alongside all your neighbors in a Tenancy In Common SACO “space-assignment co-ownerships”, then dividing up ownership to each tenant.
https://andysirkin.com/tenancy-in-common-tic/general-information/
Regardless... We never “own” our land. Try skipping a few years of property taxes...