Good, thoughtful post. Thank you. I wasn't aware of that huge death benefit they are paying.
.....or (3) a collapse in the willingness of Ukraine’s allies to fund its war effort.
Which explains the flood of Muskovite "influencers" here, there, and everywhere. Some of whom are about as subtle as a mugging in the park. Keir Giles has a whole chapter in his book titled "Politics: Warfare by Other Means
There are some of those influencers here. Either that or we have people with Bidenesque mental issues.