I gave my donation to my brother who is going through a rough financial time right now. So, I guess my donation is 100% going to someone in need - no administration cost ! Even better, he’s a caucasian male who does not endorse CRT !
(1 John 3:17) But whoso hath this world’s good, and seeth his brother have need, and shutteth up his bowels of compassion from him, how dwelleth the love of God in him?)
If you don't have a brother by blood, you can do the same for a fellow church congregant or anyone else. If you don't have a church, ask a friend who does and he or she will put you in touch with someone you can both trust.