Some folks will have a difficult time paying their monthly household electric.
Some truly have trouble, and some don’t set their priorities properly. Anecdote told to me many years ago by a friend: a family she know ran a farm. They managed to get a $60,000 agricultural loan. The first thing they did was head into Atlanta and had dinner at Bones. The second was go an an expensive three week vacation to someplace in the Caribbean. I’m doubt financing lifestyle with debt is a smart move.
Not to mention that a poor man today can buy a 20 year old gas engine beater to get to work and back. EVs built today will have been scrapped by then, or they will have been kept alive by stupifyingly expensive battery replacements, keeping used EV vehicle prices out of his reach.