I’ll agree with your statement as soon as a significant portion of “everyone who isn’t markedly wealthy” stops purchasing exorbitant priced coffee at Starbucks and Value Meals at McDonalds among all the other ridiculous crap we buy simply because it’s available and our debit cards still have money on them.
Until then it’s business as usual.
Can’t argue with your point at all. In fact, you’ve motivated me to sit down with my wife tonight and list out all the things we can do to decrease unnecessary spending. Not because we’re hurting (thank God), but because it’s irresponsible to not do this.