We lived in Carmel when I was in first grade. It was the country then.
My youngest son moved from New York State to Carmel, Indiana about 6-7 years ago. He and his then-girlfriend, now wife next moved to Noblesville. They moved back to Carmel a little over a year ago. All the apartments were overpriced...approximately $1300 a month. I live in a small city in central NY State. I pay $500 a month for a two-bedroom apartment with central air, walk-in closets, storage area, one full bathroom, dishwasher, garbage disposal, stove and fridge, and includes water. I pay my own utilities which amount to nothing. I've been here for 20 years, and although the place could use a paint job, which at almost 74, I won't be doing, it's comfortable and cheap.