[cgbg]

Whether one is ridiculously optimistic or pessimistic has zero effect on what will happen.

Exactly correct.

My attitude has always been--do what you can to support the best outcome, and hope for the best but always....

Prepare for the worst.

In my case that meant maximizing taxable income in 2020 so I can minimize it in 2021 (since I had the flexibility to make that move).

[Kevmo]

Your mantra is too long. I need to be able to express it to the checkout counter dude at the supermarket.

How ya doin?

Preparin for the worst but hopin for the best.

That’s how I boiled down your expression.

We’ll see if it flies.