For fun, what about the poor choices made by the lenders?
How about the poor choices made by education “leaders” in preparing students for the market?
How about large corporations having retards from HR require a degree in anything to get a job?
How about the poor choices by bankers that led to the subprime mortgage debacle?
No bailouts either.
I remember back in the day saying too big to fail should only be used as a porno title.