“I pay enough on April 15, I do not want to learn next April that I owe 10x the usual because it was not slowly removed from each paycheck.”
Easy fix. Once you determine the amount NOT being any longer withheld simply set up a personal acct and fund it from each paycheck with the extra amount you are receiving. You will have the money next year to pay the taxes plus a few cents interest.
And if the legislation to forgive the amount passes the money you saved is all yours to play with.
Very practical solution.