[Trump Girl Kit Cat]

I would not take SS until at least 66 you lose $300.00 a month if you take it at 62 if you are 65 you can get Medicare ONLY and wait on your SS

[Night Hides Not]

In my case, had I followed your advice, I would have missed out on $1100 a month on dependent care benefits for 3 years. Just on that alone, $39,600 (dependent benefits total)/ $300 month (extra SS at 66), would take 11 years just to even out on that.

Sorry, I'm a bird in the hand kind of guy. Plus, my dad and both grandfathers never made it to 60 years of age. That definitely factored into my decision.