[colorado tanker]

It's usually a mistake to take Social Security early. You will probably lose money in the long run. I know some people who really got hurt and couldn't afford the hit. I am deferring.

Please don't take internet advice on this. Seek help from someone knowledgeable and analyze the decision based on your personal situation.

[PeteB570]

Looked at the numbers. Could have done it early.

Will be 65 this fall. If I wait 14 more months I’ll get $205 a month more.

I’ll wait.