I was thinking the folks going out are getting micro-exposures and are building defenses, when those that are staying in have virgin immune systems and need a smaller viral load to go over the edge.
These guys explain the immunity drop from confinement pretty well:
Perspectives on the Pandemic | The Bakersfield Doctors | Episode 6
https://m.youtube.com/watch?v=3f0VRtY9oTs
That’s very likely.