I agree with you..... way back when, i was between jobs, and had to negotiate cash prices for doctors.... i was amazed at the scam the insurance companies are running... example, my specialist, when using insurance, was a 40 dollar office visit out of my pocket, plus 24 dollar coinsurance (what the hell is that)... anyway, the cash price for the entire office visit was 58 bucks. I saved 6 bucks by paying cash and bypassing insurance altogether!!!! same with prescriptions, i had a 30 dollar copay on prescriptions. when i inquired as to the cash price, it was 8 bucks!!!! where in hell does that other 22 bucks go???
look up the cash price for your meds.... you may be pleasantly surprised.... goodrx is a place to start
Yep. I’ve talked to a lot of people on this. One of my friends talked down a $32,000 surgery to $7,500.
People need to ask this question: Why should the time of three or four people in an operating room cost you tens of thousands of dollar? Sure, there is expensive equipment there. But there is in an auto repair shop too.
It’s expensive because we’re not paying for it and we don’t care how much it costs.
BTW, I had a $25 copay on my last “insured” visit to a doctor. When I walked out they said that I could waive insurance and just pay them $20 instead. :)