[madprof98]

Undergrad degrees even in STEM fields typically include a heavy dose of PC madness in the form of non-credit but mandatory diversity training as well as degree-credit offerings in liberal arts and social sciences. For that matter, even physics has now been invaded by the social justice warriors. DO NOT SUBSIDIZE ‘HIGHER’ ED ANYMORE! That’s the only way to break the current system.

[Vigilanteman]

Both of you are correct. The key to breaking the Educrat monopoly is to get the government out of the student loan business completely. If a tiny little College like Hillsdale can do it, then anybody can, most especially the Ivy Leagues with thier rich endowments.

Hilldale has set up their own group of lenders. If colleges are either unable or unwilling to do the same, then loan interest rates from commerical lenders and credit unions can be based on their marketability. You want to major in nursing or mechanical engineering, your rate is 2.5%. Political science (Al Gore), then your rate is 18%. Victimology, then 30%.

Employability and academic progress will drive the rates.