You are quite dense.
People can live wherever they want. They should accept all responsibility for choosing where they live when that place is in a KNOWN flood or other zone/area known to be subject to repeated natural disasters.
Unless you can tell me some way to stop or otherwise mitigate the occurrences of Tornadoes, floods and other natural disasters in the same way forest maintenance reduces the damages down by forest fires, you are wasting your time and your arguments are baseless.
“Actually letting them burn is fine with me as long as I don’t have to listen too the fools who build homes in the middle of these disaster areas”
Your words not mine.