It begets a question....
Who would write insurance on anything on that island? From title insurance to basic car insurance...you’d have to be nuts
The same reason they issue insurance for buildings, car insurance,etc,. west if the San Andreas Fault or along the “ring of fire” on the west coast of America. The lava flows being reported are “common” on that part of the island. Life continues everywhere else on the Big Island. The chance of a catastrophic explosion at Halemaumau Crater is as likely as the same occurrence in the Yellowstone National Park. Scientists have been warning for decades - it’s not if but when.