Sadly, some people who used to joke that tornados were God’s answer to trailer parks! Not funny because those are the areas hardest hit in storm seasons.
I was building at Fort Leonard Wood a few year back and a tornado hit the fort within a mile and a half of my project. It destroyed 65 buildings of which 2/3s were dwellings. Lucky it was over the holidays and most people were gone. That same year while I was down there the Joplin tornado killed over fifty. The problem is for every fifty warnings there are ten real events and for every twenty real events there is one that is real nasty.
In KC there are few river floods, (1950 and 1993), few wild fires, no earthquakes and no Tsunami events.