I took mine at age 62, and I filed for it exactly 3months before my 62nd birthday so I would get paid when I turned 62. I figured I had 4 extra years of payments by taking 85% of what I was entitled to. I’m 63 1/2 now and we have been enjoying the extra income. Since my husband is nearly 7 years older than me and a cancer survivor with a quadruple bypass, I will probably outlive him, and will collect his SS as his survivor because it’s larger than what I collect anyway.
What did you do about health insurance ?
What plans did you sign up for?