I thought 85%of social security income is taxable income?
Everyone’s situation is different. Not trying to advertise for a CPA or retirement planner, but the help of someone who knows all the permutations of one’s situation is key here.
Tax rate on SS depends on your taxable income.
In any case with tax rates dropping and the fact that the government can never take all of your income, it pays to take the money when it’s offered.