[SkyPilot]

Yes, see my post #22 that had the correction.

http://freerepublic.com/focus/f-news/3609832/posts?page=22#22

[semantic]

So, back to the topic at hand, do you have a tl;dr version of the pros/cons?

We're a two-income family with a home in coastal SoCal - I think we fit the profile of net losers across the board.

If anyone has any cheat sheets handy, I'd certainly appreciate seeing some detailed numbers on the impact.