Thanks for the catch! I meant under $38,000. Gosh, I wish I had better investments!
Ha...the $38k...sadly that seems to be how my money can disappear too!
We live within our means too but there is always a question of what “means” means. My state has no sales tax but an 11% income tax, and relatively high property tax.
We also have out-of-state family investments, which just creams us under state law and Obamacare penalties (we are judged to be rich, though we haven’t had a dividend in years).
This new tax bill will penalize us as well, unless Susan Collins gets her way, which is a hell of a place to look for an ally.
Anyway best wishes, take care!