those included more than just fm loans.
I am sticking with 30 year mortgage which is mist common.
I know, what I was referring to is same thing. Fm loans have 5% down loans with 620 fico scores mixed in with 825 scores with 30% down. And loan shopping makes a huge difference. I got 2.875% on my last loan and most of the big guys (wells, baml, etc) were 3.625% at the time. My folks got 2.5% 15 yr last year.