I don’t know if I should sign up for the ID theft monitoring like Life Lock. I heard that the constant monitoring can lower your credit score. Also, what’s to keep them from getting hacked too?
Equifax is going to provide a 1 year credit monitoring service through one of their companies calledTrustedID Premier. If you don’t trust their service or don’t like their terms or conditions, there other things you can do. I instituted a 90 day fraud alert while things sort out. If you don’t plan on opening any new lines of credit, you can always freeze your credit agency accounts. It costs a modest sum to unfreeze. It is cheaper than paying for a credit monitoring service.