“Credit reporting goons have to be shut down.”
In all these decades, you are the only other person I’ve come across who thought so. People just look at me like I’m crazy.
I bought a place 11 years ago and couldn’t care less what my credit score was. Seller financed over 500k. So in 40 ish years I’ve lived without any regard for the sleaze bag credit agencies. Don’t remember but I must’ve in 1977 used my SSN to get that mortgage then -— too long to remember. I have had 40 years to develop my smartness in these regards.