For what car? An older one?
How much did that car cost total, with financing?
How much in repairs?
To get to zero dollars a month, you have an older paid off car, or were given one.
To get to the point you are, a lot of money was paid for the privilege, one way or another.
It is a false comparison.
My used vehicles, which were purchased used are all well maintained and driven little. My repair costs insignificant and I do them myself and I don’t need all that punitive new car insurance.
If you don’t drive a lot and know how to maintain a vehicle, in comparison, lease cars, new cars etc are little more than a rip off.